To get a payday loan, the borrower has to apply directly from the lender or through a licensed third party that occasionally offers the intending borrower many payday lenders they may like to opt for instead. You should apply through a third-party site like ours especially if you had taken some bad credit loans before. This is because we have an array of over 100 direct payday lenders with juicy offers that you can choose from. You just need to fill a short hassle-free application form, and you’re good. During the payday loans application process, the borrower is expected to provide some vital information such as employment information, proof of income, and more. The lender verifies if the documents submitted are genuine, and they can choose to deny or approve the loan application after proper vetting. On approval, the lender can then provide his/her details for the proper disbursement of funds. Generally, the payment is received with 24-48 hours. bad credit quick loans Before approving a loan, the lender demands that the borrower permits it to withdraw the agreed sum of money from the account of the borrower. The loan becomes due the moment the borrower gets his/her paycheck. A payday loan is also called no credit check loans, salary loan, a payday advance, and cash advance loan.